See How We Helped Our Clients Turn $250K In Savings Into $2,200/Month In Income
Discover the Income Max Retirement Roadmap we used to help clients turn their retirement savings into predictable monthly income designed to last.
Protect
What You've Built
Strategies to help safeguard your hard-earned savings from market risk and outliving your money.
Generate
Guaranteed Income
Create steady, predictable income you can count on — no matter what the markets do.
Live Life
On Your Terms
More freedom. More confidence. More time for what matters most.
Save Your Seat
This Saturday, August 15th · 8:00 AM PST
Reserve your spot in the free masterclass.
You Can Create More Income From the Savings You Already Have
The Income Max Retirement Roadmap is designed to answer one of the most important questions you'll face as you approach retirement:
How much monthly income can the money I've already saved actually produce?
For retirees and pre-retirees with $250,000 or more in retirement assets, our approach evaluates multiple retirement income strategies with the goal of creating greater monthly cash flow while balancing the things that matter most:
Instead of starting with a product and telling you what to buy, we start with the retirement outcome you want — then determine which combination of strategies may help you get there.
Most Retirees Focus on What They've Saved — Not the Income It Can Produce
Accumulating money is only the first half of retirement planning. Once you retire, your money has a different job. It needs to create income. And the strategy you choose to turn savings into income could dramatically impact the retirement lifestyle you're able to maintain.
The Traditional 4% Rule May Not Produce Enough Income
One common strategy suggests withdrawing approximately 4% of your portfolio each year. For many retirees, that's simply not enough monthly income to create the retirement they envisioned.
A Traditional Annuity May Only Solve Part of the Problem
Annuities can provide valuable guarantees and predictable income, but the highest guaranteed payout isn't the only thing to consider. Is my money safe? Can I access it? Can it keep growing? What's left for my family? The right strategy needs to consider the entire picture — not just one number.
Your Income Doesn't Have to Come From One Strategy
Instead of asking "Which annuity should I buy?" we ask "What combination of strategies could create the outcome I actually want?" That may include guaranteed lifetime income, alternative income-producing strategies, or a combination — balanced across income, protection, access, growth potential, and legacy.
More Income From the Same Retirement Savings
You may not need to save another $100,000 or $200,000 to meaningfully change your retirement income. You may simply need to structure the money you've already accumulated differently. That's exactly what the Income Max Retirement Roadmap is designed to evaluate.
This Saturday, August 15th · 8:00 AM PST · Free to Attend
What You'll Walk Away Knowing How to Do
Discover how much monthly retirement income your current savings may be capable of producing
Compare the traditional 4% withdrawal approach with other retirement income strategies
Understand where annuities can fit into an overall retirement income plan — and where they may not
Evaluate retirement strategies based on income, safety, liquidity, growth, and legacy
See how combining different income strategies may potentially increase your overall monthly cash flow
Understand the difference between guaranteed retirement income and non-guaranteed income-producing strategies
Avoid putting all of your assets into one solution simply because it's the first option you've been shown
Discover how the Income Max Retirement Roadmap evaluates your assets and builds a personalized income strategy around your goals
See what your own Income Max Number could look like based on the retirement assets you've accumulated
This Saturday, August 15th · 8:00 AM PST · Free to Attend
Meet Alvin Ubaldo
Alvin Ubaldo
Alvin Ubaldo is a proud American immigrant from the Philippines who has spent more than 15 years in the financial services industry. As a husband and father of three sons, Alvin understands the importance of creating financial stability, protecting what you've accumulated, and making sure the money you've worked hard to save can support the people and lifestyle that matter most.
Rather than assuming every retiree needs the same annuity or investment strategy, Alvin helps individuals and families understand how different retirement income approaches may work individually — or together — to create the income they need. His Income Max approach focuses on five key questions:
- How much income can your money produce?
- How safe is it?
- How liquid is it?
- Can it continue to grow?
- What can you leave behind?
The goal is to help you understand your options and make an informed decision about how to turn the assets you've accumulated into retirement income.
Register for the Retirement Income Masterclass Today
If you have $250,000 or more saved for retirement, see what those assets could potentially produce before committing to a traditional retirement income strategy. Discover your Income Max Number and learn how different retirement income strategies could work together to create more monthly cash flow. The free masterclass is live this Saturday, August 15th at 8:00 AM PST (11:00 AM EST).
Save Your Seat
This Saturday, August 15th · 8:00 AM PST
See what your retirement savings could produce.
Frequently Asked Questions
QWho is this masterclass for?
This masterclass is designed primarily for retirees and pre-retirees with approximately $250,000 or more in retirement savings or investable assets who want to understand how to turn those assets into dependable monthly retirement income. It's especially relevant if you're currently considering an annuity, approaching retirement, already retired, or simply wondering whether your existing retirement strategy could produce more income.
QIs Income Max an annuity?
No. The Income Max Retirement Roadmap is an income-planning process, not one specific financial product. An annuity may be one component of a client's strategy when guaranteed lifetime income and principal protection are appropriate. Other income-producing strategies may also be considered depending on the client's goals, financial circumstances, risk tolerance, liquidity needs, and suitability.
QCan $250,000 really generate around $2,200 per month?
The amount of retirement income available will depend on the individual. Factors such as your age, financial circumstances, allocation, products or strategies selected, prevailing rates, risk tolerance, and income needs can all affect the result. Our Income Max process is designed to evaluate those factors and show you what your retirement assets may realistically be capable of producing.
QWhy wouldn't I just put everything into an annuity?
For some retirees, an annuity may be an excellent fit for a significant portion of their retirement assets. However, every strategy comes with tradeoffs. That's why we evaluate more than simply the guaranteed payout. We consider Income. Safety. Liquidity. Growth. Legacy. The objective is to determine the appropriate combination for your individual retirement goals.
QIs the income guaranteed?
It depends on the strategy. Income provided through certain annuity contracts may be guaranteed subject to the terms of the contract and the claims-paying ability of the issuing insurance company. Other income-producing investments or strategies are not guaranteed and may involve investment risk. During the masterclass, we'll explain the difference so you can understand exactly where guarantees may exist and where they do not.
QWill my money be locked up?
That depends on the strategy selected. Some annuity contracts include surrender periods and limitations on withdrawals. Other strategies may provide different levels of liquidity. The Income Max process considers liquidity as part of the overall retirement income decision.
QDo I need at least $250,000?
The Income Max approach is particularly designed for people who have accumulated approximately $250,000 or more in retirement or investable assets. Individual circumstances and suitability will ultimately determine which strategies, if any, may be appropriate.
QIs there a cost to attend?
No. The Retirement Income Masterclass is completely free. Reserve your spot and you'll receive confirmation details with everything you need to attend.
QWhat if I'm already considering an annuity?
Then this masterclass may be especially valuable. Before committing $250,000, $500,000, or more to a single retirement income strategy, see what your other options could potentially produce. The goal isn't to tell you that annuities are bad. The goal is to help you determine whether an annuity alone — or a combination of retirement income strategies — better fits the outcome you're trying to achieve.
QWhat if I can't attend live?
Register anyway. Registered attendees will receive information regarding replay access or future session dates directly through the email provided during registration.
This Saturday, August 15th · 8:00 AM PST · Free to Attend